JFIN is a cryptocurrency designed to be a utility token for the ecosystem of J Ventures's Products, especially on the lending platform.
With JFIN, you can enjoy a special interest rate for all loan types in both traditional and DeFi products and also from platform fee special reduction. Additional features and privileges from JMART group.
Download JFIN White paper here
Pah Pay Personal Lending
A personal loan under Pico Licensed in Thailand for unbank people by using our alternative credit score name " Pah Score " which calculate the lending score by using AI and Machine Learning Technology together with psychological questionaires. The data we gathered came from 3 major areas including Purchasing Power, Spending Behavior, Social Behavior.
The Alternative Decentralized Finance
With J-REPO, it is alike to general REPO market except from our accepted collateral are digital assets (cryptocurrency) to generate liquidity among digital age investors. The rest of the terms and conditions are the same, as it is a short-term agreement and interest does vary with length of contract.
Peer to Peer Lending
A platform that connect investors to lend money to individuals, by JFIN being DCF platform it does reduce cost of middleman that would be involved in all the transaction which therefore can yield higher return for investors and make it more accessible for individuals
A platform that connect investors to lend money to small-medium businesses (SMEs), by JFIN being DCF platform it does reduce cost of middleman that would be involved in all the transaction which therefore can yield higher return for investors and make it more accessible for SMEs